Can the excessive heat from the sun cause roofing damages?

A couple of Summers ago, my air conditioner broke down and it was due to a burned out capacitor.

  • I suspected that the capacitor burned out due to the excessive heat from the sun.

That year, we had so many days of record temperature, in fact, we broke an all-time record that year when the temperature rose into the triple digits for 3 days straight. I asked my HVAC technician what caused the capacitor to burn out and he mentioned that it is one of the components inside the condenser that typically malfunctions due to overuse. And in fact, my A/C was running more than normal that year. Although the tech didn’t mention this, I believe the sun had a lot to do with the capacitor failing. That same Summer, it got so hot that the shingles on my roof began to curl and lift. Also, there was a section of the roof where the shingles were sunken in. It was clear to me that the excessive sun had caused the roofing damage and when I discovered the damage, I contacted my insurance company to file a roofing claim. But I was shocked to discover that roofing damages from the sun is not covered under my insurance policy. In fact, the company only covers roofing damages that are caused from peril like storms, fires, and more. This meant that I needed to contact a roofing contractor on my own and pay for the roofing damages out-of-pocket. Although I wasn’t happy that I had to pay for the roofing repairs myself, I was glad that there wasn’t any major damage to my roof.

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